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Home›Jobs›Toptal›Software Engineer
Toptal

About Toptal

Connecting businesses with top freelance talent worldwide

🏢 Tech👥 1K-5K📅 Founded 2010📍 San Francisco, California, United States

Key Highlights

  • Headquartered in San Francisco, California
  • Over 5,000 freelancers in software, design, and finance
  • Clients include Airbnb, Zendesk, and J.P. Morgan
  • $100M+ raised in funding with a valuation of $1B

Toptal is a leading freelancing platform headquartered in San Francisco, California, connecting businesses with top-tier talent in software engineering, design, finance, product management, and project management. With over 5,000 freelancers in its network, Toptal serves clients like Airbnb, Zendesk...

🎁 Benefits

Toptal offers competitive compensation, equity options, flexible remote work arrangements, unlimited PTO, and a learning budget for professional devel...

🌟 Culture

Toptal fosters a remote-first culture that prioritizes results and flexibility, allowing team members to work from anywhere while maintaining a strong...

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Toptal

Software Engineer

Toptal • Europe, Eastern Europe, UK

Posted 3 months ago🏠 RemoteSoftware engineering📍 Europe📍 United kingdom
Apply Now →

Job Description

Get ready to
·        Collaborate daily with product, design, and compliance in a lean, cross-functional team.
·        Build and extend APIs, services, and integrations that power payments, wallets, and lending workflows.
·        Contribute to technical excellence: reviews, RFCs, and feedback that raise the bar.
·        Ship features that directly impact how global talent moves and manages their money.

What you’ll do
·        Implement backend services (Node.js/TypeScript) with observability (metrics, logging, tracing) from day one.
·        Support fintech workflows: payments, wallet operations, and lending features such as origination and repayments.
·        Ensure compliance flows (KYC/AML, fraud checks) are embedded without adding friction.
·        Work across backend and frontend (React/TypeScript) to deliver clean, user-facing experiences.
·        Partner with senior engineers to design, test, and launch features quickly and reliably.

What we’re looking for
·        3–5 years experience building production systems, ideally in fintech, lending, or payments.
·        Solid backend skills in Node.js (or Java/Go), REST/GraphQL APIs.
·        Experience with PostgreSQL and Redis.
·        Familiarity with React/TypeScript on the frontend.
·        Cloud & infra knowledge: AWS/GCP, CI/CD, Kubernetes basics.
·        Exposure to financial systems (payments, KYC, wallets, compliance flows).

How you work (values we expect)
·        Ownership mindset - you care about outcomes, not just code.
·        Product-minded - you think in flows, not endpoints.
·        High-velocity, sustainable pace - you ship quickly, then iterate.
·        Clarity over complexity - simple for users, even if complex under the hood.
·        AI-native builder - you use modern coding tools to eliminate grunt work.

Bonus Points if you have….
·        Experience integrating fintech APIs (payments, KYC/AML, wallets, custody, FX).
·        Hands-on work with compliance-heavy systems or regulated environments.
·        Familiarity with scaling transaction-heavy systems.
·        Experience working in cross-border or global financial products.

What we offer
·        High-impact role - contribute to systems that power real payments and lending flows from day one.
·        Broad exposure - work on core backend, user-facing features, and integrations.
·        Growth opportunity - mentorship from senior engineers and a clear path to grow your impact.
·        Transparent, supportive culture - feedback flows freely, the best ideas win, and you’ll have the freedom to experiment, learn, and grow.
 

Interested in this role?

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