The digital bank that makes money work for you
Monzo is a digital-only bank headquartered in the City of London, UK, serving over 6 million active users with a full suite of banking services, including current accounts, savings accounts, and a buy-now-pay-later option. The company has raised $1.9 billion in funding and continues to expand its of...
Monzo offers flexible working hours, a £1,000 annual learning budget, and 24 days of holiday plus bank holidays. Employees benefit from paid sick leav...
Monzo fosters a culture of innovation and agility, leveraging new technologies to provide a seamless banking experience. As a challenger bank, it prio...
Monzo • Cardiff, London or Remote (UK)
Monzo is seeking a Credit Risk Manager for their Flex Originations team to drive credit and growth strategy for credit cards. You'll be part of a rapidly growing lending business focused on creating a positive customer experience. This role requires strong analytical and creative skills.
You have a strong background in credit risk management and a passion for reinventing personal finance. With experience in analytical roles, you understand the intricacies of credit products and how to assess risk effectively. You are driven and creative, always looking for innovative solutions to enhance customer experience. You thrive in a collaborative environment and enjoy working with cross-functional teams to achieve common goals. Your analytical mindset allows you to interpret data and make informed decisions that align with business objectives. You are committed to fostering a positive culture around credit and lending, ensuring that customers feel empowered and informed.
Experience in the fintech sector or with credit card products would be a plus. Familiarity with regulatory requirements and risk assessment methodologies will help you excel in this role. A background in data analysis or financial modeling can further enhance your contributions to the team.
As a Credit Risk Manager at Monzo, you will lead the credit and growth strategy for the Flex product, focusing on credit cards. You will analyze customer data to identify trends and potential risks, ensuring that our lending practices are both responsible and customer-friendly. Collaborating with product and engineering teams, you will help design features that enhance customer visibility and control over their spending. You will also work closely with compliance teams to ensure that all credit products meet regulatory standards. Your insights will drive the development of new initiatives aimed at improving customer satisfaction and engagement with credit products. You will be responsible for monitoring the performance of credit products and making recommendations for improvements based on data analysis. Your role will involve presenting findings to stakeholders and advocating for customer-centric changes in our credit offerings.
Monzo offers a competitive salary range of £97,800 - £132,300, along with options and benefits. You will be part of a dynamic team that is passionate about transforming the banking experience for customers. We provide opportunities for professional growth and development, encouraging you to expand your skills and knowledge in the credit risk domain. Our culture promotes collaboration and innovation, allowing you to contribute meaningfully to our mission of making money work for everyone. We believe in a flexible working environment, offering remote options to support work-life balance. Join us in creating a positive impact in the world of personal finance.
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