
Transparent financing for modern consumers
Affirm, headquartered in Chinatown, San Francisco, CA, is a leading fintech company specializing in point-of-sale installment loans. With over 21 million consumers and 337,000+ merchants including Shopify, KAYAK, and Walmart, Affirm offers flexible payback options ranging from 3 to 36 months. The co...
Affirm offers a remote-first workforce policy, allowing employees to work from anywhere in their home country. Benefits include 18 weeks of paid paren...
Affirm's culture is centered around transparency and consumer empowerment, with a focus on delivering honest financial products. The company actively ...

Affirm • Remote US
Affirm is seeking a Mid-Level Backend Engineer to join their Credit Decisioning team. You'll develop new underwriting features and collaborate with cross-functional partners to enhance credit access. This role requires proficiency in Java and Spring.
You have a solid background in backend engineering, with experience in building scalable systems that support critical business functions. You are proficient in Java and Spring, and you understand the intricacies of REST APIs and how they integrate with various services. You thrive in collaborative environments, working closely with product management, design, and analytics teams to ensure that technical constraints are considered in the product development lifecycle. You are detail-oriented and can break down complex projects into manageable tasks, ensuring timely delivery while maintaining high-quality standards. You are also comfortable navigating risks and trade-offs, making informed decisions that align with business goals. You are eager to contribute to a team that values innovation and responsible credit access, and you are open to mentoring peers and sharing knowledge.
In this role, you will be a key player in the Credit Decisioning team, focusing on developing new underwriting features that enhance the user experience and expand access to credit. You will collaborate with cross-functional partners, including engineering, risk, analytics, product, and capital, to ideate and implement solutions that drive significant business impact. You will participate in the entire product development lifecycle, from ideation to execution, ensuring that technical constraints are articulated and considered. You will break down larger projects into individual tasks, delivering them in multiple phases while supporting your peers and stakeholders throughout the process. Your contributions will directly influence the company's ability to responsibly increase access to credit, and you will have the opportunity to work on launches that have a meaningful impact on users.
Affirm offers a dynamic work environment where you can grow your skills and make a difference in the financial technology space. You will be part of a team that is committed to reinventing credit and making it more accessible and transparent for consumers. We provide competitive compensation and benefits, along with opportunities for professional development and career advancement. You will have the flexibility to work remotely, allowing you to balance your professional and personal life effectively. Join us in our mission to create a more honest and friendly credit experience for consumers.
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