Staff Software Engineer, Spending

Who you are

You have 5+ years of experience in software engineering, particularly in building scalable and reliable systems that serve millions of users. Your expertise in Java allows you to develop high-performance applications, and you understand the nuances of system architecture and design. You thrive in collaborative environments, working closely with product managers, designers, and data scientists to shape product direction and ensure technical feasibility. You are a subject matter expert who can guide teams through complex technical challenges and influence product strategy effectively.

You have a strong background in cloud technologies, particularly AWS, which enables you to design and implement robust solutions that are both innovative and reliable. Your experience includes working with financial tools or similar domains, giving you insights into user needs and regulatory considerations. You are comfortable leading cross-functional initiatives and have a proven track record of improving engineering practices and member experiences.

You are a proactive communicator, able to articulate technical concepts to non-technical stakeholders and foster a culture of collaboration and continuous improvement within your team. You are passionate about empowering users to manage their finances effectively and are motivated by the impact your work has on their lives.

Desirable

Experience with financial products or services is a plus, as is familiarity with transaction intelligence and money movement systems. You may also have experience mentoring junior engineers, helping them grow their skills and navigate their careers in tech.

What you'll do

In this role, you will lead the design and implementation of high-impact, member-facing systems across various domains, including Cards, Credit Progress, and Money Movement. You will collaborate closely with product managers, designers, and data scientists to shape product direction and ensure that technical solutions align with user needs. Your leadership will guide the architecture and implementation of systems that enhance reliability and availability, ultimately improving the member experience.

You will be responsible for driving cross-team initiatives that materially impact the engineering craft at Chime. This includes influencing technical strategy, advocating for best practices, and ensuring that your team adheres to high standards of quality and performance. You will also engage in code reviews, provide mentorship to team members, and contribute to the overall technical direction of the Banking Products team.

Your role will involve analyzing user feedback and system performance metrics to identify areas for improvement and innovation. You will work on enhancing the reliability of existing systems while also exploring new technologies and methodologies that can benefit the team and the organization as a whole. You will play a key role in fostering a culture of experimentation and learning, encouraging your team to explore new ideas and approaches.

What we offer

Chime offers a competitive salary starting at $198,990 and going up to $281,900, depending on your experience and qualifications. Full-time employees are also eligible for a bonus and a competitive equity package, along with comprehensive benefits. You will have the opportunity to work in a dynamic environment where your contributions directly impact the financial health of millions of members. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse perspectives and backgrounds.