
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is seeking a Senior Machine Learning Engineer to build and operate the core infrastructure for ML model training and simulations. You'll work with technologies like Python, AWS, and TensorFlow to enhance the lending experience. This role requires significant experience in machine learning and data engineering.
You have 5+ years of experience in machine learning engineering, with a strong background in building and deploying ML models at scale. Your expertise in Python and familiarity with frameworks like TensorFlow and PyTorch enable you to create robust machine learning solutions that drive business impact. You understand the intricacies of data engineering and have experience working with large datasets, ensuring data quality and accessibility for model training.
You are proficient in cloud platforms, particularly AWS, and have experience with containerization technologies like Docker and orchestration tools such as Kubernetes. Your ability to design and implement scalable data pipelines is complemented by your knowledge of SQL and database management, allowing you to efficiently handle data storage and retrieval.
You thrive in collaborative environments and enjoy working closely with cross-functional teams, including data scientists, software engineers, and product managers. Your strong communication skills enable you to articulate complex technical concepts to non-technical stakeholders, fostering a shared understanding of project goals and outcomes.
You are passionate about leveraging machine learning to solve real-world problems and are committed to continuous learning and improvement. You stay updated on the latest trends and advancements in the field, and you are eager to apply innovative techniques to enhance Upstart's lending platform.
Experience with simulation frameworks and tools is a plus, as is familiarity with financial services or lending markets. You may also have a background in research or academia, contributing to your analytical mindset and problem-solving abilities.
As a Senior Machine Learning Engineer at Upstart, you will play a pivotal role in developing and maintaining the Machine Learning & Simulations Platform. Your primary responsibility will be to build and optimize the infrastructure that supports ML model training and inference, ensuring high performance and low latency.
You will collaborate with data scientists to design and implement machine learning models that improve underwriting, fraud detection, and customer verification processes. Your work will directly impact the efficiency and effectiveness of Upstart's lending operations, enabling faster and more accurate decision-making.
You will also be responsible for creating simulation capabilities that allow teams to experiment safely and assess business impacts without the need for costly live experiments. This involves developing tools and frameworks that facilitate model testing and validation, ensuring that new features are rigorously evaluated before deployment.
In addition to technical responsibilities, you will mentor junior engineers and contribute to the team's knowledge base by sharing best practices and insights. You will participate in code reviews and provide constructive feedback to help your peers grow and improve their skills.
At Upstart, we offer a competitive salary and benefits package, including health insurance, retirement plans, and generous paid time off. You will have the opportunity to work in a flexible remote environment, allowing you to balance your professional and personal life effectively.
We foster a culture of innovation and collaboration, where your contributions will be valued and recognized. You will be part of a mission-driven team dedicated to expanding access to affordable credit and making a positive impact on people's lives. Join us in reimagining the future of lending through cutting-edge technology and data-driven solutions.
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