
Transparent financing for modern consumers
Affirm, headquartered in Chinatown, San Francisco, CA, is a leading fintech company specializing in point-of-sale installment loans. With over 21 million consumers and 337,000+ merchants including Shopify, KAYAK, and Walmart, Affirm offers flexible payback options ranging from 3 to 36 months. The co...
Affirm offers a remote-first workforce policy, allowing employees to work from anywhere in their home country. Benefits include 18 weeks of paid paren...
Affirm's culture is centered around transparency and consumer empowerment, with a focus on delivering honest financial products. The company actively ...

Affirm • Remote Canada
Affirm is seeking a Senior Risk Manager to join their Model Risk Management team. You'll conduct independent validations of financial models and collaborate across teams to enhance risk frameworks. This role requires 6+ years of experience in model development or validation.
You have over 6 years of professional experience in a technical role such as model development, model validation, or data analytics — you've honed your skills in assessing and improving complex financial models. Your deep knowledge of asset-liability management (ALM), treasury, and corporate finance allows you to navigate the intricacies of financial risk with ease. You possess hands-on scripting abilities in languages like Python, enabling you to analyze data effectively and automate processes where necessary.
You are a collaborative team player who thrives in cross-functional environments — your ability to communicate complex concepts clearly ensures that you can work effectively with model owners, developers, and compliance teams. You have a keen eye for detail and a strong analytical mindset, which helps you identify model weaknesses and propose actionable improvements. Your passion for the intersection of data science, finance, and risk drives you to stay updated on industry trends and best practices.
Experience with regulatory compliance and audit processes is a plus, as it enhances your ability to ensure that models meet and exceed all expectations. Familiarity with advanced statistical techniques and risk management frameworks will further strengthen your candidacy.
In this role, you will conduct rigorous, independent validations of sophisticated models across finance, treasury, and analytics — your work will involve in-depth reviews, testing, and ongoing monitoring to ensure the accuracy and integrity of these models. You will identify key model weaknesses and highlight opportunities for improvement, helping teams build stronger, more powerful tools that drive business decisions.
Collaboration is key in this position; you will partner with model owners and developers to implement and enhance Affirm's company-wide Model Risk Management framework, ensuring it remains effective and innovative. You will work closely with our Accounting, Internal Controls, and Compliance teams to ensure that we meet and exceed all audit and regulatory expectations, fostering a culture of transparency and accountability.
Your analytical skills will be put to the test as you drive the remediation of validation findings — you will help teams understand the implications of your findings and guide them in making necessary adjustments. You will also stay engaged with the latest developments in risk management and data analytics, continuously seeking ways to improve our processes and methodologies.
At Affirm, we are committed to reinventing credit to make it more honest and friendly — you will be part of a mission-driven team that values integrity and transparency. We offer a competitive salary and benefits package, along with opportunities for professional growth and development. You will have the chance to work in a supportive environment that encourages collaboration and innovation, allowing you to make a meaningful impact on our business and the lives of our customers.
Join us in shaping a best-in-class risk framework that ensures our models are robust, reliable, and ready for the future. We encourage you to apply even if your experience doesn't match every requirement — your unique perspective could be just what we need to drive our mission forward.
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