Senior Analyst Risk Management (R13690)

Who you are

You have a strong background in risk management, with experience in developing strategies that go beyond traditional credit scoring methods. Your analytical skills allow you to assess and mitigate risks effectively, ensuring that financial products are both responsible and accessible. You thrive in a collaborative environment, working closely with cross-functional teams to drive growth and optimize profitability. You are committed to fostering an inclusive culture and understand the importance of diverse perspectives in achieving organizational goals.

Desirable

Experience in the fintech industry is a plus, as is familiarity with personal loan products. You have a keen interest in innovative financial solutions that empower individuals to achieve their financial goals. Your ability to communicate complex ideas clearly and effectively will help you influence stakeholders and drive strategic initiatives.

What you'll do

As a Senior Analyst in Risk Management, you will be at the forefront of designing and implementing risk strategies that align with Oportun's mission of providing affordable credit. You will analyze data and market trends to inform your strategies, ensuring that they are both effective and compliant with regulatory standards. Your role will involve collaborating with teams in pricing, marketing, and underwriting to develop a comprehensive understanding of the installment loan business. You will also be responsible for monitoring the performance of risk strategies and making adjustments as necessary to optimize outcomes.

You will engage in regular discussions with stakeholders to present your findings and recommendations, fostering a culture of data-driven decision-making. Your insights will help shape the future of Oportun's product offerings, ensuring they meet the needs of underserved communities while maintaining a strong risk profile. You will also have the opportunity to mentor junior analysts, sharing your expertise and helping them grow in their careers.

What we offer

Oportun provides a supportive and inclusive work environment where you can thrive. We offer competitive compensation and benefits, including opportunities for professional development and growth. You will be part of a mission-driven organization that is dedicated to making a positive impact in the lives of its members. Join us in transforming the financial landscape and empowering individuals to achieve their financial goals.