
The digital bank that makes money work for you
Monzo is a digital-only bank headquartered in the City of London, UK, serving over 6 million active users with a full suite of banking services, including current accounts, savings accounts, and a buy-now-pay-later option. The company has raised $1.9 billion in funding and continues to expand its of...
Monzo offers flexible working hours, a £1,000 annual learning budget, and 24 days of holiday plus bank holidays. Employees benefit from paid sick leav...
Monzo fosters a culture of innovation and agility, leveraging new technologies to provide a seamless banking experience. As a challenger bank, it prio...

Monzo • San Francisco
Monzo is seeking a Senior Risk Analyst to help drive their mission of modern banking solutions. You'll be involved in risk assessment and management strategies to support the company's expansion in the US. This role requires experience in risk analysis and financial technology.
You have a strong background in risk analysis, ideally with 5+ years of experience in the financial technology sector. You understand the complexities of risk management and have a proven track record of implementing effective risk strategies. Your analytical skills are top-notch, allowing you to assess potential risks and develop mitigation plans effectively. You thrive in collaborative environments and enjoy working with cross-functional teams to ensure that risk considerations are integrated into business decisions. You are passionate about making banking accessible and straightforward for everyone, aligning with Monzo's mission. You are adaptable and can navigate the evolving landscape of financial regulations and compliance requirements.
Experience in a startup environment is a plus, as is familiarity with US banking regulations. You may have worked with data analytics tools or have a background in financial modeling, which would enhance your ability to assess risk effectively. A proactive approach to problem-solving and a keen interest in innovative banking solutions will set you apart in this role.
As a Senior Risk Analyst at Monzo, you will play a crucial role in identifying and assessing risks that could impact the company's operations and reputation. You will collaborate with various teams to develop risk management frameworks and ensure compliance with regulatory requirements. Your responsibilities will include conducting risk assessments, analyzing data to identify trends, and preparing reports for senior management. You will also be involved in developing and implementing risk mitigation strategies, ensuring that the company can navigate potential challenges effectively. You will stay updated on industry trends and regulatory changes, providing insights that will help shape Monzo's risk management policies. Your work will directly contribute to the company's mission of making money work for everyone, ensuring that customers can trust Monzo with their financial needs.
Monzo offers a competitive salary range of $90,000 to $110,000, along with a comprehensive benefits package. You will be part of a dynamic team that is committed to transforming the banking experience for customers. The company fosters a culture of innovation and collaboration, encouraging you to bring your ideas to the table. You will have opportunities for professional growth and development, working alongside talented individuals who share your passion for making banking simpler and more accessible. Monzo values diversity and inclusion, ensuring that all employees feel valued and supported in their roles. Join us in our mission to change the way people think about banking and make a positive impact on their financial lives.
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