Senior Credit Manager

Who you are

You have a strong background in credit risk management, with at least 5 years of experience in the financial services industry. Your analytical skills are top-notch, allowing you to evaluate complex data sets and develop effective credit risk strategies. You understand the nuances of lending products, including personal loans, student loans, and credit cards, and can navigate the regulatory landscape effectively. You are a team player who enjoys collaborating with cross-functional teams to drive results and improve processes. You are committed to putting members' interests first and are passionate about using data to inform decision-making.

Desirable

Experience with data science and analytics tools is a plus, as is familiarity with credit risk modeling techniques. You have a proactive approach to problem-solving and are comfortable presenting your findings to stakeholders at all levels. A background in machine learning or advanced statistical methods would be beneficial but is not required.

What you'll do

As a Senior Credit Manager at SoFi, you will be responsible for analyzing and evaluating data to develop credit risk strategies for our lending products. Your initial focus will be on personal loans, where you will assess risk and create models that align with the company's risk appetite. You will collaborate closely with the credit team to design data-driven strategies that ensure sustainable growth in lending. Your role will involve monitoring portfolio performance and making recommendations for improvements based on your analyses. You will also participate in the development of credit policies and strategies for new account origination, ensuring they meet regulatory requirements and align with best practices. You will work with data scientists and analysts to leverage advanced analytics in your decision-making processes, contributing to the overall success of the credit team.

What we offer

At SoFi, we offer a dynamic work environment where you can grow your career while making a meaningful impact on our members' financial futures. You will have access to professional development opportunities and resources to enhance your skills. We believe in fostering a culture of collaboration and innovation, where your contributions are valued and recognized. Join us in shaping the future of personal finance and enjoy a competitive compensation package along with comprehensive benefits.