
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is seeking a Principal Software Engineer for their Capital Marketplace team to enhance AI-driven lending solutions. You'll collaborate across teams and leverage skills in Java and Machine Learning. This role is fully remote within the United States.
You have extensive experience in software engineering, particularly in building scalable systems that leverage AI technologies. Your background includes a strong proficiency in Java, and you understand the intricacies of machine learning applications in financial services. You thrive in collaborative environments and enjoy working with cross-functional teams to drive impactful solutions. You are committed to fostering inclusive practices and understand the importance of fair lending processes.
You have a proven track record of leading engineering projects from conception to deployment, ensuring high-quality code and adherence to best practices. Your experience includes optimizing system performance and enhancing user experiences through innovative technology solutions. You are passionate about using technology to improve access to credit and financial services for diverse populations.
Experience with cloud platforms such as AWS or Azure is a plus, as is familiarity with data analytics tools. You may also have experience in financial technology or lending systems, which would be beneficial in understanding the unique challenges of this sector. A background in data science or machine learning frameworks will further enhance your ability to contribute to the team.
As a Principal Engineer at Upstart, you will play a critical role in shaping the future of our Capital Marketplace. You will collaborate with various teams, including machine learning and data engineering, to develop and enhance our lending platform. Your responsibilities will include designing and implementing robust software solutions that improve the efficiency and effectiveness of our lending processes. You will also be involved in mentoring junior engineers, sharing your expertise, and fostering a culture of continuous learning and improvement.
You will work closely with product managers and stakeholders to understand business requirements and translate them into technical specifications. Your role will involve conducting code reviews, ensuring best practices are followed, and maintaining high standards of software quality. You will also be responsible for troubleshooting and resolving complex technical issues, contributing to the overall reliability and performance of our systems.
At Upstart, we offer a competitive salary and benefits package, including flexible working arrangements that allow you to work from anywhere in the United States. You will be part of a mission-driven company that is dedicated to expanding access to affordable credit through innovative technology. We foster a collaborative and inclusive work environment where your contributions will have a meaningful impact on our customers and the communities we serve. Join us in our mission to transform the lending landscape and make a difference in people's lives.
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