
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is seeking a Software Engineer for their Auto Retail Engagement team to develop technologies that streamline auto loan processes for dealership partners. This role emphasizes building intuitive workflows and enhancing the lending experience.
You are a software engineer with a strong interest in developing technologies that enhance the auto finance experience. You understand the importance of creating seamless workflows that integrate into dealership operations, ensuring that car buyers can secure auto loans effortlessly. You are motivated by the mission of improving access to affordable credit and are eager to contribute to a team that values innovation and inclusivity.
Experience in the finance or lending industry is a plus, as is familiarity with AI technologies that can enhance lending processes. You are comfortable working in a digital-first environment and are adaptable to the evolving needs of the industry.
As a Software Engineer at Upstart, you will be part of the Auto Retail Engagement team, focusing on building the core technologies that power Upstart’s Auto Finance platform. Your responsibilities will include designing and implementing features that allow dealership partners to create, present, and close loan offers efficiently. You will collaborate closely with cross-functional teams to ensure that the technology meets the needs of both the dealerships and the customers.
You will be involved in the entire software development lifecycle, from initial design through to deployment and maintenance. Your role will require you to write clean, maintainable code and participate in code reviews to uphold the quality of the software. You will also engage in troubleshooting and debugging to resolve any issues that arise in production.
In addition to technical responsibilities, you will contribute to team discussions about product direction and user experience, ensuring that the solutions you develop are user-friendly and impactful. You will have the opportunity to work with cutting-edge technologies and methodologies, enhancing your skills and career growth.
Upstart provides a supportive work environment that encourages innovation and collaboration. You will have the flexibility to work remotely from anywhere in the United States, allowing for a healthy work-life balance. The company is committed to fair hiring practices and values diversity in its workforce. You will be part of a mission-driven organization that is making a significant impact in the lending space, providing you with a sense of purpose in your work.
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