Senior Credit Analyst, Personal Loans

Who you are

You have a strong background in credit analysis and financial operations, with at least 5 years of experience in the finance sector. Your analytical skills are top-notch, allowing you to assess loan applications effectively and identify potential risks. You excel in communication, ensuring that all stakeholders are informed and aligned throughout the loan processing journey. You are detail-oriented and thrive in a fast-paced environment, where your problem-solving abilities can shine. You are passionate about improving access to affordable credit and are committed to Upstart's mission of inclusivity in lending.

Desirable

Experience with AI-driven financial technologies is a plus, as is familiarity with digital lending platforms. You have a proactive approach to identifying process improvements and implementing solutions that enhance operational efficiency. A background in data analysis or experience with financial modeling tools would further strengthen your candidacy.

What you'll do

As a Senior Credit Analyst at Upstart, you will play a crucial role in the Operations team, which is the fastest growing segment of the organization. You will manage workflows and tasks related to loan applications, ensuring they progress smoothly through the various stages of the process. Your responsibilities will include analyzing loan applications, verifying information, and making recommendations based on your assessments. You will collaborate closely with other team members to streamline operations and improve the overall customer experience. Your insights will help shape the onboarding processes and contribute to the company's mission of providing accessible credit.

You will also be involved in training and mentoring junior analysts, sharing your expertise to help them grow in their roles. By leveraging data and analytics, you will identify trends and patterns that can inform decision-making and enhance the efficiency of the loan approval process. Your contributions will directly impact Upstart's ability to serve its customers effectively and responsibly.

What we offer

At Upstart, we value our employees and offer a flexible work environment that allows you to thrive. You will have the opportunity to work remotely, with the option to collaborate in our Columbus office if you prefer. We are committed to fostering a diverse and inclusive workplace, where everyone feels valued and empowered to contribute. Our team is passionate about making a difference in the lending industry, and you will be part of a mission-driven organization that prioritizes ethical lending practices. We encourage you to apply even if your experience doesn't match every requirement, as we believe in the potential of every individual to succeed.