
Mobile banking that empowers everyday people
Chime is a leading fintech company based in Nob Hill, San Francisco, CA, focused on providing mobile banking solutions for everyday people. With over 12 million customers, Chime offers features like no-fee overdrafts and automated savings, making it a popular choice among those seeking cost-effectiv...
Chime offers comprehensive medical, dental, and vision insurance, along with benefits for physical activity and family planning. Employees enjoy month...
Chime promotes a customer-centric culture that prioritizes straightforward and cost-effective banking solutions. The company values transparency and a...

Chime • San Francisco, CA
Chime is seeking a Backend Engineer to develop and maintain APIs for their banking platform. You'll work with Ruby on Rails and collaborate with cross-functional teams to enhance member-facing products. This role requires 2+ years of experience in a production environment.
You have 2+ years of experience developing software in a production environment at scale — you've owned projects from end-to-end and understand the intricacies of maintaining high-quality code. Your expertise includes working with Ruby on Rails or comparable frameworks, allowing you to design and implement robust APIs that power consumer-facing features. You have experience with transactional databases and caching systems, which helps you optimize performance and reliability in your applications. You appreciate maintainable and well-tested code, knowing that it leads to better long-term outcomes for both the team and the users. Your background may include startup experience, which has equipped you with the agility to adapt and thrive in fast-paced environments. You are proactive in finding opportunities for improving system reliability and scalability, and you enjoy collaborating with multi-functional teams to create innovative solutions for member challenges.
In this role, you will design, develop, test, refactor, and scale backend implementations of new and existing consumer product features. You will work closely with the mobile team to build strong, resilient APIs that enhance the mobile app experience. Your responsibilities will include collaborating with various teams to understand member struggles and coming up with creative solutions to address them. You will proactively identify opportunities for improving the reliability and scalability of our systems, ensuring that our platform can handle increasing user demands. Additionally, you will work across the engineering team to uphold high technical standards and contribute to the overall health of the codebase. Your role will involve influencing architecture decisions and maintaining ongoing health through regular code reviews and testing practices.
Chime offers a competitive salary starting at $112,140 and going up to $218,900, depending on your experience and location. Full-time employees are also eligible for bonuses, a competitive equity package, and comprehensive benefits. You will be part of a multifaceted and fast-growing team, where your contributions will directly impact the member experience and the overall success of our banking platform. We encourage you to apply even if your experience doesn't match every requirement — we value diverse backgrounds and perspectives.
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