Underwriting Analyst

Who you are

You have a strong analytical mindset and experience in credit risk analysis — you understand how to evaluate the creditworthiness of retail businesses and make informed decisions based on data. You are detail-oriented and capable of conducting thorough due diligence to prevent fraud, ensuring that the credit limits you propose are both fair and sustainable. Your proficiency in SQL allows you to analyze banking data and payment performance effectively, providing insights that drive your recommendations. You thrive in a collaborative environment, working closely with other team members to empower small businesses and support their growth. You are passionate about using technology and data to make a positive impact in local communities, believing in the mission of supporting independent retailers.

What you'll do

As an Underwriting Analyst at Faire, you will evaluate credit applications from retail businesses, adjusting credit limits based on a comprehensive review of their financial health. You will analyze banking data, payment performance on Faire, and publicly available information to assess creditworthiness accurately. Your role will involve conducting due diligence to prevent fraud, ensuring that the credit limits you propose align with the risk profile of each business. You will collaborate with the Risk team to implement best practices in credit analysis and contribute to the development of tools that enhance the underwriting process. Your insights will help shape the credit policies that empower small businesses to thrive in a competitive landscape. You will also engage with various stakeholders to communicate your findings and recommendations, fostering a culture of transparency and support within the organization.

What we offer

At Faire, you will be part of a mission-driven team that values community and innovation. We offer a collaborative work environment where your contributions directly impact the success of independent retailers. You will have access to professional development opportunities and resources to enhance your skills in data analysis and risk management. We believe in supporting our employees' well-being and provide a range of benefits to ensure a healthy work-life balance. Join us in our commitment to empowering small businesses and making a positive economic impact in local communities.