The mobile bank that redefines your finances
N26 is a leading mobile banking app headquartered in Mitte, Berlin, Germany, with over 1,001 employees. The company has raised $1.7 billion in funding through multiple rounds, including a Series D round, and aims to redefine banking in Europe by offering app-based checking accounts with minimal fees...
N26 offers competitive equity options, generous PTO policies, and flexible remote work arrangements. Employees also benefit from a learning budget and...
N26 fosters a tech-driven culture focused on innovation in the fintech space. The company emphasizes a customer-centric approach, leveraging advanced ...
N26 • Amsterdam
N26 is seeking a Senior Credit Risk Associate to enhance their Retail Mortgage team. You'll design and manage data analytics and process controls while ensuring regulatory compliance. This role requires expertise in SQL, Python, and R.
You have a strong background in credit risk management, particularly within the retail mortgage sector, and possess at least 5 years of relevant experience. Your expertise in data analytics is complemented by your proficiency in SQL, Python, and R, allowing you to effectively design and implement robust data processing tools. You are detail-oriented and have a proactive approach to understanding the broader aspects of the mortgage business, including macroeconomic factors that influence collateral. Your familiarity with regulatory compliance, particularly within Dutch, EU, and German frameworks, positions you as a key player in ensuring adherence to stringent guidelines. You thrive in collaborative environments and are eager to contribute to the scaling of credit risk functions through data-driven insights.
Experience with mortgage governance frameworks and a solid understanding of EBA GL LOM regulations would be advantageous. Familiarity with digital process controls and collateral management is also a plus, as is a keen interest in the evolving landscape of the mortgage industry.
In this role, you will play a pivotal part in the development of N26's mortgage credit risk function, aligning your work with the company's growth aspirations and risk management objectives. You will design, implement, and manage data analytics processes that support the mortgage portfolio, ensuring that all operations are compliant with relevant regulations. Your responsibilities will include enhancing the global mortgage governance framework and contributing to the development of policies and procedures that reflect the latest regulatory requirements. You will also support the seamless implementation of end-to-end mortgage credit processes, focusing on loan granting and collateral management. Your analytical skills will be crucial in providing insights that drive the effectiveness of control measures and improve overall risk management practices.
N26 is committed to fostering an inclusive workspace where diversity is valued. We provide relocation support for this position, ensuring a smooth transition to Berlin. You will have the opportunity to work in a dynamic environment that encourages professional growth and development. We offer competitive compensation and benefits, along with a culture that promotes collaboration and innovation. Join us in shaping the future of banking and making a significant impact in the retail mortgage sector.
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