Credit Risk Manager

Who you are

You are a data-driven Credit Risk Manager with a strong background in credit analytics and a passion for building innovative financial products. You thrive in ambiguity and are excited about the opportunity to shape the future of lending for real estate agents. Your expertise in SQL and Python allows you to translate raw data into actionable insights, and you have a keen understanding of risk policies and pricing strategies. You enjoy collaborating with cross-functional teams and are committed to creating a safe and scalable lending environment.

You have experience in developing underwriting models and loss forecasting techniques, which are essential for monitoring portfolio health. Your analytical skills enable you to construct robust risk frameworks that support business growth. You are comfortable working with large datasets and have a knack for identifying trends and patterns that inform decision-making. You are also dedicated to fostering an inclusive environment and welcome diverse perspectives.

Desirable

Experience in the real estate or financial services industry is a plus, as is familiarity with AI-driven analytics. You are eager to learn and adapt to new technologies that enhance credit risk management. A background in building analytical frameworks from the ground up will set you apart.

What you'll do

In this role, you will be the primary owner of credit analytics for Real Wallet Capital, developing the analytical backbone that supports our lending business. You will build and own the risk engine, creating underwriting models and loss forecasting tools that drive our credit policies. Your work will directly impact the scalability and safety of our lending operations, allowing us to innovate and grow in a competitive market.

You will monitor portfolio health by constructing comprehensive reports that provide insights into risk exposure and performance metrics. Collaborating with product and engineering teams, you will ensure that our credit risk strategies align with business objectives and regulatory requirements. You will also be responsible for translating complex data into clear, actionable recommendations for stakeholders.

Your role will involve continuous improvement of our risk assessment processes, leveraging data analytics to refine our pricing strategies and enhance our overall risk management framework. You will play a key role in shaping the future of financial products for real estate agents, ensuring that our offerings are both competitive and responsible.

What we offer

At Real, we provide a supportive and inclusive work environment where you can thrive. We believe in the power of technology combined with human insight to transform the real estate experience. You will have the opportunity to work with a talented team dedicated to innovation and excellence. We offer competitive compensation and benefits, along with opportunities for professional growth and development. Join us in reimagining the residential real estate experience and making a meaningful impact in the industry.