Senior Data Analyst, Credit Risk

Who you are

You are a data-driven professional with strong analytical and technical skills, possessing a minimum of 5 years of experience in data analysis, particularly in the financial sector. Your expertise in SQL and statistical analysis allows you to derive insights from complex datasets, and you have a solid understanding of risk management principles. You thrive in collaborative environments, working closely with product, engineering, and finance teams to drive impactful decisions. You are adept at building data infrastructure and reporting dashboards that facilitate informed decision-making across departments.

Desirable

Experience in credit risk analysis or lending products is a plus, as is familiarity with data visualization tools. You are comfortable iterating on credit policies and have a knack for developing innovative strategies to improve product approval criteria. Your ability to communicate complex data insights to stakeholders at all levels is essential, and you are always eager to learn and adapt to new challenges.

What you'll do

In this role, you will be responsible for underwriting and managing the performance of various lending products, specifically installment loans. You will design, develop, and test risk strategies, ensuring they are scalable and effective. Collaborating with the Data Science team, you will leverage both external and internal data to build robust credit models and policies. Your analytical skills will be crucial in validating risk models and strategies, and you will continuously iterate on these to optimize outcomes. You will also play a key role in launching new products, ensuring that they meet the necessary risk management standards.

What we offer

Chime offers a competitive salary starting at $140,670 and going up to $195,400, depending on your experience and qualifications. Full-time employees are eligible for bonuses and a competitive equity package, along with comprehensive benefits. You will be part of a dynamic team that values collaboration and innovation, working in a supportive environment that encourages professional growth. We believe in empowering our employees to make a meaningful impact in the financial technology space, and we encourage you to apply even if your experience doesn't match every requirement.