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Home›Jobs›PhonePe›Software Architect
PhonePe

About PhonePe

Empowering cashless transactions for millions in India

🏢 Tech, Finance, Financial Services👥 1K-5K📅 Founded 2015📍 Bengaluru, Karnataka, India

Key Highlights

  • Over 400 million registered users
  • Processes $1 trillion+ in payments annually
  • $1 billion raised from Walmart and Tiger Global
  • Headquartered in Bengaluru, Karnataka

PhonePe, headquartered in Bengaluru, Karnataka, is a leading digital payments platform in India, serving over 400 million users. The company offers a wide range of services including money transfers, bill payments, and merchant transactions, processing over $1 trillion in annual payment volume. With...

🎁 Benefits

PhonePe offers competitive salaries, equity options, generous parental leave, and a flexible remote work policy to support work-life balance....

🌟 Culture

PhonePe fosters a culture of innovation and agility, encouraging employees to experiment and implement new ideas in the rapidly evolving fintech lands...

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PhonePe

Software Architect

PhonePe • Bengaluru

Posted 1 month ago🏛️ On-SiteSoftware architect📍 Bengaluru
Apply Now →

Job Description

About PhonePe Limited:

Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore. 

 

PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

 

Culture:

At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right  thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of  the best minds in the country and executing on your dreams with purpose and speed, join us!

As An Architect:

  • You will translate high level business problems into scalable design and code. Create libraries & Utilities for larger consumption
  • You will write performant, unit-tested code, develop object-oriented models and design data structure for new software projects taking systems aspects into account
  • Create platforms and services in your product/team using your strong background in distributed systems design and large scale storage systems
  • Influence product requirements & operational plans. Insist on best practices for development and champion their adoption, while working with product manager to estimate and plan projects in agile development framework including any inter dependencies
  • Mentor junior engineers on software design, coding practices and TDD strategies and form a holistic mentoring plan for Mentee
  • Own the scalability and reliability of core systems and cross-functional systems.
  • Accountable for the scalability and reliability of entire ecosystem owned by the individual
  • Derives insights and learnings and shares with teams

As An Architect, You Must Have:

  • Extensive and expert programming experience in at least one general programming language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code.
  • Ability to drive design and architecture of multiple subsystems
  • Extensive experience in object oriented design skills, deep understanding of design patterns, and huge passion and ability to design intuitive module and class-level interfaces
  • Excellent coding skills and act as a role model for junior engineers from code quality perspective
  • Knowledge of Test Driven Development
  • Ability to break-down larger/fuzzier problems into smaller ones in the scope of the Product
  • Worked in a startup environment with high levels of ownership and commitment
  • BTech, MTech, or PhD in Computer Science or a related technical discipline (or equivalent).
  • 10+ years of experience in building highly scalable business applications, which involve implementing large complex business flows and dealing with huge amount of data.
  • Excellent verbal and written communication skills with the ability to present complex technical information clearly and concisely to a variety of audiences
  • Go-getter attitude that reflects in energy and intent behind assigned tasks

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

  • Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  • Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
  • Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  • Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
  • Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment 
  • Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

 

Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity,  ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of  gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form.

Read more about PhonePe on our blog.

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