
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is hiring a Senior Software Engineer for their Distribution Platform team to develop innovative solutions for scalable marketing outreach. You'll work with technologies like Java and AWS to enhance user engagement. This role requires 5+ years of software engineering experience.
You have 5+ years of software engineering experience, particularly in building scalable systems that enhance user engagement and drive business growth. Your background includes a strong understanding of both backend and frontend technologies, allowing you to contribute effectively across the stack. You are proficient in Java and Python, and you have experience with cloud platforms like AWS, which you leverage to build robust applications. You understand the importance of REST APIs and have designed and implemented them in previous roles. Your familiarity with containerization technologies such as Docker enables you to streamline development and deployment processes. You are a collaborative team player who enjoys working in cross-functional teams and values open communication. You are committed to continuous learning and are excited about the impact of AI in the lending marketplace.
Experience with marketing technologies and digital outreach strategies would be a plus, as would familiarity with data analytics tools that help measure the effectiveness of marketing campaigns. Knowledge of machine learning concepts can also be beneficial, given Upstart's focus on AI-driven solutions.
As a Senior Software Engineer on the Distribution Platform team, you will play a key role in designing and implementing innovative solutions that drive efficient and scalable marketing outreach. You will collaborate closely with product managers and designers to understand user needs and translate them into technical requirements. Your responsibilities will include developing and maintaining backend services that support various distribution channels, including digital ads and partner integrations. You will also work on optimizing existing systems for performance and scalability, ensuring that Upstart can effectively engage with its users. You will participate in code reviews and contribute to the team's best practices, helping to maintain high standards of code quality. Additionally, you will have the opportunity to mentor junior engineers, sharing your knowledge and experience to help them grow in their careers. You will be involved in the full software development lifecycle, from initial design through deployment and monitoring, ensuring that the solutions you build are reliable and meet the needs of the business.
At Upstart, we offer a competitive salary and benefits package, including health insurance, retirement plans, and generous paid time off. You will have the flexibility to work remotely from anywhere in the United States, allowing you to balance your professional and personal life effectively. We foster a culture of inclusivity and collaboration, where every team member's voice is valued. You will have the chance to work on meaningful projects that have a direct impact on expanding access to affordable credit, contributing to our mission of enabling effortless credit based on true risk. We encourage you to apply even if your experience doesn't match every requirement, as we believe in the potential of diverse backgrounds and perspectives.
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