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SoFi, headquartered in The East Cut, San Francisco, CA, is a leading provider of mobile and online personal finance services. With over 1,000 employees, SoFi offers a comprehensive suite of products including bank accounts, loans, mortgages, and investment opportunities. The company has raised $2.7 ...
SoFi provides a range of benefits including flexible time off, paid parental leave, and a monthly contribution of up to $200 towards student loan repa...
SoFi's culture is centered around financial empowerment, aiming to provide a one-stop solution for all personal finance needs. The company's focus on ...

SoFi • United States
SoFi is seeking a Senior Credit Policy Analyst to develop and maintain credit policies across its Home Loans portfolio. This role requires collaboration with stakeholders to ensure policies are aligned with investor requirements and are scalable.
You have a strong background in credit policy analysis, with experience in developing and maintaining credit policies across various financial products. Your understanding of investor guidelines and internal strategies allows you to create effective and scalable policies. You excel in cross-functional collaboration, working closely with stakeholders to ensure that policies are digitized and automated effectively. Your analytical skills enable you to conduct thorough policy research and implement system-level changes that enhance the lending process. You are detail-oriented and committed to ensuring that all credit policies align with risk management practices. You thrive in a fast-paced environment and are eager to contribute to a team that is transforming the financial services industry.
Experience in the Home Loans sector or familiarity with Conforming, Government (FHA/VA/USDA), and Portfolio products would be advantageous. A background in automation and digital execution of credit policies is also a plus. You are proactive in seeking out improvements and innovations in credit policy processes.
As a Senior Credit Policy Analyst at SoFi, you will take ownership of the development and documentation of credit policies across the Home Loans portfolio. You will collaborate with various stakeholders to ensure that these policies are not only aligned with investor requirements but also scalable and digitally executable. Your role will involve driving cross-functional collaboration to enhance the clarity and automation of credit policies. You will conduct policy research to stay updated on industry standards and best practices, ensuring that SoFi remains at the forefront of the financial services transformation. You will play a hands-on role in enabling automated, risk-aligned lending across SoFi’s ecosystem, contributing to the overall mission of shaping a brighter financial future for members.
At SoFi, we are committed to investing in our employees and their careers. You will be part of a dynamic team that is dedicated to changing the way people think about personal finance. We offer competitive compensation and benefits, along with opportunities for professional growth and development. Join us in making a direct impact on people's lives through innovative financial solutions. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse perspectives and backgrounds.
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