The digital bank that makes money work for you
Monzo is a digital-only bank headquartered in the City of London, UK, serving over 6 million active users with a full suite of banking services, including current accounts, savings accounts, and a buy-now-pay-later option. The company has raised $1.9 billion in funding and continues to expand its of...
Monzo offers flexible working hours, a £1,000 annual learning budget, and 24 days of holiday plus bank holidays. Employees benefit from paid sick leav...
Monzo fosters a culture of innovation and agility, leveraging new technologies to provide a seamless banking experience. As a challenger bank, it prio...
Monzo • Cardiff, London or Remote (UK)
Monzo is seeking a Staff Credit Risk Analyst to enhance their credit risk management processes. You'll work on innovative banking solutions and contribute to making money work for everyone. This role requires significant experience in credit risk analysis.
You have extensive experience in credit risk analysis, ideally within the banking or financial services sector. Your analytical skills are top-notch, allowing you to assess and mitigate risks effectively. You understand the complexities of credit products and have a keen eye for detail, ensuring that all risk assessments are thorough and accurate. You are comfortable working with data and have experience in using analytical tools to derive insights that inform decision-making. You thrive in collaborative environments and can communicate complex risk concepts to stakeholders at all levels. You are passionate about transforming traditional banking practices and are excited about the opportunity to contribute to Monzo's mission.
Experience with regulatory frameworks and compliance standards in the financial sector would be a plus. Familiarity with data analysis tools and programming languages can enhance your ability to perform in this role. A background in financial modeling or statistical analysis is also beneficial, as it will help you in developing risk assessment models that are both robust and reliable.
As a Staff Credit Risk Analyst at Monzo, you will play a crucial role in shaping the credit risk strategy. You will analyze credit data and financial statements to determine the risk associated with lending to individuals and businesses. Your insights will guide the development of credit policies and procedures that align with Monzo's innovative approach to banking. You will collaborate with cross-functional teams to ensure that risk management practices are integrated into product development and customer interactions. You will also monitor and report on credit risk metrics, providing regular updates to senior management on the risk landscape. Your work will directly impact Monzo's ability to offer competitive and responsible credit products to its customers.
Monzo offers a competitive salary ranging from £120,000 to £150,000, along with options and benefits that reflect our commitment to our employees. You will be part of a dynamic team that is dedicated to making banking simpler and more accessible for everyone. We foster a culture of innovation and encourage you to bring your ideas to the table. Our flexible working arrangements allow you to work from Cardiff, London, or remotely within the UK, ensuring that you can maintain a healthy work-life balance. Join us in our mission to revolutionize banking and make a positive impact on people's financial lives.
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