
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is seeking a Software Engineer for their Auto Refi + Auto Secured Personal Loans team. You'll work on projects across the stack to enhance the digital lending experience. This role requires proficiency in Java and JavaScript.
You have a solid foundation in software engineering principles and are comfortable working across the entire stack. You possess experience in Java and JavaScript, enabling you to contribute effectively to both backend and frontend development. You thrive in collaborative environments, working closely with cross-functional teams to deliver high-quality software solutions. You are detail-oriented and understand the importance of testability, resiliency, and maintainability in your code. You are passionate about leveraging technology to improve access to affordable credit and are excited about the impact your work can have on customers.
Experience with cloud services and familiarity with AI technologies would be advantageous, as Upstart leverages AI to enhance its lending marketplace. A background in financial technology or lending systems could also be beneficial, helping you to understand the unique challenges and opportunities in this space.
As a Software Engineer at Upstart, you will be responsible for developing and enhancing the Auto Refi and Auto Secured Personal Loans products. You will collaborate with product managers, designers, and other engineers to identify user needs and translate them into technical requirements. Your work will involve designing and implementing features that streamline the lending process, ensuring a seamless experience for users. You will participate in code reviews and contribute to the overall architecture of the systems you work on, ensuring they are scalable and maintainable. You will also engage in iterative development practices, allowing for rapid feedback and continuous improvement of the product.
Upstart provides a flexible work environment, allowing you to work remotely from anywhere in the United States. You will be part of a mission-driven company that values inclusivity and fair hiring practices. The culture at Upstart encourages innovation and collaboration, providing you with opportunities to grow your skills and advance your career. You will have access to resources and support to help you succeed in your role, and you will be part of a team that is dedicated to making a positive impact in the lending industry.
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