
Revolutionizing lending with AI-driven insights
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...

Upstart • United States | Remote
Upstart is seeking a Software Engineer for their Verifications team to enhance online data sources and automate decision-making processes using Machine Learning. You'll work with Python and contribute to improving loan performance in a digital-first environment.
You have a strong background in software engineering, particularly in building scalable systems that leverage Machine Learning. Your experience includes working with data-driven applications and you understand the importance of automation in improving operational efficiency. You are passionate about using technology to enhance user experiences and are committed to delivering high-quality solutions. You thrive in collaborative environments and enjoy working with cross-functional teams to drive impactful results. You are adaptable and eager to learn, always looking for ways to improve your skills and contribute to your team's success.
Experience with Python and familiarity with Machine Learning frameworks will set you apart. Knowledge of data processing and automation tools is a plus, as is a background in financial technology or lending systems.
As a Software Engineer on the Verifications Decisioning team, you will be responsible for developing core capabilities that enhance the efficiency of online data sources for Machine Learning models. Your work will directly impact loan performance by automating decision-making processes to reduce friction and prevent fraud. You will collaborate closely with data scientists and other engineers to implement robust solutions that ensure high accuracy and low fraud rates. You will also participate in code reviews and contribute to the overall architecture of the systems you help build. Your role will involve continuous learning and adaptation as you push the boundaries of automation in the lending space.
At Upstart, you will be part of a mission-driven company that values innovation and inclusivity. We offer a flexible remote work environment, allowing you to work from anywhere in the United States. You will have the opportunity to make a significant impact on the lending industry while working with cutting-edge technology. We provide competitive compensation and benefits, along with a culture that encourages personal and professional growth. Join us in our mission to improve access to affordable credit for all.
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