Senior Credit Analyst

Who you are

You have a strong background in credit analysis and risk assessment, with at least 5 years of experience in the financial sector. Your analytical skills are top-notch, allowing you to evaluate loan applications efficiently and accurately. You understand the importance of adhering to established policies and procedures, ensuring compliance while maintaining a high level of customer service. You are comfortable communicating with customers and business partners, providing insights that enhance the overall customer experience. You are passionate about improving access to affordable credit and are committed to inclusive practices in your work. You thrive in a digital-first environment and are adaptable to various working conditions.

What you'll do

As a Senior Credit Analyst at Upstart, you will be responsible for reviewing applications for Auto-Refinancing loans, Auto Retail Indirect loans, and Auto-secured Personal Loans. Your role will involve assessing applications in a timely manner, ensuring strict adherence to established policies and procedures. You will communicate with customers and business partners as needed, providing valuable feedback and insights to enhance the customer experience. Your contributions will be vital in improving access to affordable credit for all, aligning with Upstart's mission. You will work closely with the Auto Onboarding team, ensuring the success of expanding loan programs as the company grows. You will also participate in team meetings, sharing insights and strategies to optimize the application review process.

What we offer

Upstart offers a dynamic work environment where you can make a significant impact on the lending landscape. You will have the opportunity to work with a team that is dedicated to expanding access to affordable credit. The company values inclusivity and fair hiring practices, ensuring that all employees feel supported and valued. You will have access to professional development opportunities and the chance to grow within the organization. Upstart is committed to providing a digital-first experience, allowing for flexibility in your work arrangements. Join us in our mission to transform the lending industry and make a difference in the lives of borrowers.