Job Description: Process Engineering - Business Finance
About Us
Paytm is India’s leading digital payments and financial services company, focused on driving consumers and merchants to its platform by offering a variety of payment use cases. Paytm provides services like utility payments and money transfers to consumers, enabling payments via instruments like Paytm UPI, FASTag, and Postpaid (Buy Now, Pay Later). For merchants, Paytm offers acquiring devices (Soundbox, EDC, QR, Payment Gateway) and commerce services through advertising and the Paytm Mini app store. Leveraging this platform, the company also offers credit services such as merchant loans, personal loans, and BNPL, sourced by financial partners.
The Process Engineering - Business Finance role will be critical in optimizing and standardizing financial operations across the organization. This role involves overseeing financial control and risk management from a process perspective , specifically focusing on streamlining planning, reporting, and controlling activities. The person will be responsible for bringing financial discipline by designing, documenting, and implementing efficient financial processes and controls, acting as a key business partner for project and process improvement initiatives.
The Business Finance team manages the raising and managing of funds by business organizations. The financial manager, who is usually close to the top of the organizational structure, is responsible for planning, analysis, and control operations. This role will work closely with financial managers and cross-functional teams to embed efficiency into these core operations.
Key Expectations/Requirements (Process Focus)
Process Improvement & Documentation: Design, standardize, and document key Business Finance processes (e.g., budgeting, financial forecasting, reporting, capital expenditure management) to enhance efficiency, control, and scalability. Performance Monitoring: Implement automated monitoring of key performance indicators (KPIs), focusing on process metrics, and highlight trends or variances caused by process bottlenecks or inefficiencies Financial Modeling Support: Develop and improve financial models and analyses by ensuring the underlying data flows and calculation processes are robust, accurate, and repeatable. Reporting Streamlining: Oversee and manage the continued development of tools for budgeting, forecasting, and operating plans, with a specific focus on optimizing the generation of Quarterly and Monthly Financial reports. Data Integrity & Control: Ensure the highest standards of accuracy and precision in financial data processes , providing timely and accurate financial recommendations to management based on well-governed data. Ad-Hoc Process Analysis: Conduct ad-hoc analysis and reporting to identify and resolve root causes of process breakdowns or data quality issues. Strategic Support: Support Senior Management Team and Department Heads by providing in-depth process analysis and insights that drive operational and financial decisions.Drive Cost Optimization initiatives to directly improve overall Profitability
Must have a 10x mindset approach towards problem solving.
Education: Qualified CA/ MBA. Technical Proficiency: Expertise in MS Excel, Tableau, and Power BI for deep analytical reporting. Ownership & Drive: Demonstrated ownership in spotting issues, proposing solutions, and driving the end conclusion of identified initiatives to successful implementation. Highly-driven and self-motivated. Collaboration: Proven ability to make cross-functional collaboration work effectively, balancing finance needs with business operational requirements. Communication & Assertiveness: Highly articulate with excellent verbal and written communication skills. Being assertive to enforce process standards, control requirements, and timely delivery across different departments. Execution: Demonstrated ability to roll-up sleeves and work with team members in a hands-on management capacity.
Be part of a collaborative, output-driven program that brings cohesiveness across businesses through technology.Improve business performance by increasing cross-sell opportunities and enhancing the average revenue per use.Receive solid 360-degree feedback from your peer teams on your support of their goals.
If you are the right fit, we believe in creating wealth for you.You will be part of India’s largest digital lending story, leveraging 500 million+ registered users and 21 million+ merchants to democratize credit. 
