Transparent financing for modern consumers
Affirm, headquartered in Chinatown, San Francisco, CA, is a leading fintech company specializing in point-of-sale installment loans. With over 21 million consumers and 337,000+ merchants including Shopify, KAYAK, and Walmart, Affirm offers flexible payback options ranging from 3 to 36 months. The co...
Affirm offers a remote-first workforce policy, allowing employees to work from anywhere in their home country. Benefits include 18 weeks of paid paren...
Affirm's culture is centered around transparency and consumer empowerment, with a focus on delivering honest financial products. The company actively ...
Affirm • Remote US
Affirm is seeking an Analyst I for their Merchant Risk team to support data analysis and risk management processes. You'll work with SQL and collaborate cross-functionally to enhance merchant onboarding and monitoring. This entry-level position is fully remote within the United States.
You are an intelligent and driven individual eager to learn and grow in the field of risk analytics. With a strong analytical foundation, you are ready to tackle challenges across the full merchant risk lifecycle, from onboarding to ongoing monitoring and risk expansion. You thrive in collaborative environments, working closely with cross-functional teams including Merchant Underwriting, Compliance, and Engineering to establish scalable risk management processes. Your willingness to engage in hands-on execution and ownership of core analyses will be key to your success in this role.
Experience with data analysis tools and methodologies is a plus, as well as familiarity with risk management frameworks. A proactive approach to identifying gaps and opportunities within existing processes will help you excel in this position. You are comfortable leveraging AI-assisted tools to enhance your analysis and automate workflows, contributing to the development of scalable monitoring frameworks and controls.
In this role, you will support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling, and automation workflows. You will be responsible for detecting and monitoring fraud across the network, responding quickly to emerging risks. Your contributions will include developing and improving scalable monitoring frameworks, controls, and reporting mechanisms. You will partner cross-functionally to translate risk requirements into data-driven strategies, ensuring that Affirm's merchant footprint grows sustainably and securely.
Affirm provides a supportive environment where you can learn and grow your skills in risk analytics. You will have the opportunity to work with a talented team dedicated to reinventing credit and making it more honest and friendly. As part of the Merchant Risk Analytics team, you will play a crucial role in shaping the future of risk management at Affirm. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse perspectives and backgrounds.
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